According to a 2021 forecast from Deloitte, U.S. consumers will spend up to 9% more this holiday season compared to last year. Since holiday season spending doesn’t include just gifting, it’s essential to set your budget now.
You may likely find yourself spending extra on food, decorations, holiday travel, and more. Don’t let the holiday season take a toll on your wallet by confidently planning your spending with a budget. Here are eight tips to help you start the New Year holiday debt-free from holiday spending:
Need help developing a strategy for future goals or retirement savings? Your financial professional can help. Contact them before the year ends to start 2022 off with a plan.
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First Fruits Asset Management has been in the financial services profession since 2007. We work together to create a personalized financial plan. We then review and revise the plan as situations and/or goals change over time. Contact us today to learn more about how we can build a partnership with you today.